Our Regulated Lending Partner

To facilitate peer-to-peer (P2P) lending services, Lendcord has partnered with an NBFC-P2P entity, operated by the NBFC-P2P partner, an RBI-registered Non-Banking Financial Company – Peer-to-Peer Lending Platform (NBFC-P2P). Under this partnership, our NBFC-P2P partner is the regulated entity responsible for carrying out P2P lending activities in accordance with the regulatory framework issued by the Reserve Bank of India.

• Digital customer onboarding
• User registration and account creation
• KYC and document collection support
• Technology platform and user interface
• Loan and investment application facilitation
• Customer communication and support
• Portfolio tracking and reporting
• Digital notifications and servicing support
• API integration with regulated lending partners

Lendcord does not participate in credit decisions or handle regulated lending functions.

• Borrower and lender onboarding in accordance with regulatory requirements
• Credit assessment and borrower risk evaluation
• Loan matching through the P2P platform
• Loan documentation
• Escrow account operations
• Loan disbursement and repayment management
• Collection and distribution of repayments
• Regulatory reporting
• Compliance with RBI Master Directions applicable to NBFC-P2P platforms
• Grievance handling relating to regulated lending activities

• All lending and investment transactions are executed through our RBI-registered NBFC-P2P partner.
• Final approval of loans is solely at the discretion of our NBFC-P2P partner.
• Interest rates, fees, loan tenure, and other commercial terms are determined by our NBFC-P2P partner and the participating lender/borrower, as applicable.
• All applicable charges are disclosed before the transaction is completed.
• Read the Key Fact Statement (KFS), Loan Agreement, Terms & Conditions, Privacy Policy, and other applicable documents before accepting any financial product.

Lendcord does not guarantee approval of any loan application, acceptance of any investment request, any fixed or assured returns, recovery of invested capital, or timely repayment by borrowers. All investments are subject to credit risk, market conditions, borrower repayment behaviour, and the policies of our NBFC-P2P partner.

Capicord Technologies Pvt Ltd acts solely as a technology service provider and channel partner. Peer-to-peer lending services available through the Lendcord platform are facilitated by [PLACEHOLDER: P2P NBFC partner name — confirm with Satya], an RBI-registered NBFC-P2P. All regulated lending activities — customer onboarding, loan matching, loan documentation, escrow operations, fund transfers, loan servicing, collections, and regulatory compliance — are carried out by our NBFC-P2P partner in accordance with applicable RBI regulations. Nothing in this document is an offer to lend, a solicitation to invest, a guarantee of returns, or a representation that Lendcord is a regulated lending institution.