How Lendcord Works
This is a general overview of how a Lendcord loan application moves from eligibility check to disbursal. Specific eligibility, documents, and regulatory details differ between our two lending tracks — see Borrow via Our P2P Partner or Borrow via Our LSP Partner for the details that apply to you.
1
Check Eligibility
Share your basic details to see if you qualify — no impact on your credit score.
2
Apply Online
Fill out a short application with your personal and income details.
3
Upload Documents
Submit PAN, Aadhaar, and income proof directly from your phone.
4
Verification
Our regulated lending partner verifies your details and runs a credit appraisal.
5
Approval
Get a decision on your application, along with your Key Facts Statement (KFS).
6
Receive Funds
Once approved, funds are disbursed directly to your bank account.